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Note:
Your homeowners insurance
does not cover floods.  Please
contact our agency for a flood
insurance quote through
American Bankers Insurance Company.  
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Homeprotector Optional Coverages

Your home is unique and so are your protection needs. Some optional coverages you may choose to add to your Policy include:


Sewer and Drainage Backup Coverage-For an additional premium of about $42 a year, Erie provides $5,000 of sewer backup coverage.  This endorsement includes only those losses from water coming into your home through a sewer, drain or sump.  *Additional coverage amounts available

Earthquake Coverage

Enhancement Endorsement-Provides up to $10,000 coverage for loss caused by water or sewage which backs up through a sewer, drain or sump.  
In addition increases special property amounts, includes Ordinance or Law coverage as well as extending the Tree, Shrubs, Plants and Lawns Coverage to 10% of the amount of insurance under dwelling coverage.  

Expanded Endorsement

Farm Liability- Incidental Farming

Farm Property

Fine Arts

Furs

Guns and Equipment

Identity Recovery Coverage -New!

Jewelry

Musical Instruments

Nurses Professional Liability

Ordinance or Law Coverage

Other Structure-Off Premises

Sinkhole Collapse

Theft of Building Materials

Watercraft Liability

Watercraft Physical Damage